The My Safe Florida Home program was established during the 2022 legislative session. It aims to assist eligible homeowners by offering complimentary wind mitigation home inspections and providing wind mitigation grants for fortifying their homes against storms.

Under this program, homeowners can potentially reduce their insurance premiums by obtaining a wind mitigation inspection, especially if they have not previously submitted a form to their insurance company. This inspection assesses the presence of various wind-damage mitigation features such as roofing materials, roof shape, storm shutters, and attachments like hurricane clips for walls and roofs.

Furthermore, homeowners who have undergone a wind mitigation inspection may qualify to apply for grant funds that match their own expenditures. The state will contribute $2 for every $1 spent by homeowners, up to a maximum of $10,000, helping them cover the costs of recommended improvements.